Agentic infrastructure for the real world

AI can think. Now let it transact.

Organik connects AI intent with identity, permissions, financial capabilities, and verified execution — the trusted layer between what an agent decides and what actually happens in the real world.

Explore Easy Split -> See the action layer
Permission first Agents receive scoped authority instead of unrestricted credentials.
Rail agnostic Sits above payment rails and networks — it never has to become one itself.
Verifiable Return structured proof that an action was authorized and it occurred.
User Intent
Policy Check
Financial Authority
Verified Result
Action Request Within Authority
AgentTravel Agent ActionSpend under Split
MerchantAmerican Airlines Amount$6,420 MXN
Budget remaining$13,580 of $20,000 PolicyAuto-approved

From intent to action

The missing execution layer for AI agents.

Agents can search, compare, reason, and coordinate. Organik handles the moment a workflow needs authority: who granted it, what it covers, and whether this action is allowed to happen. The agent asks for an outcome. Organik controls the financial capability. The rail settles it.

01Delegate
02Authorize
03Request
04Evaluate
05Execute

Built for the agentic economy

Composable primitives for machine-driven commerce.

Organik separates identity, authority, execution, settlement, and verification so AI systems can become more capable without asking humans to surrender control. Payments are transactions. Splits are permissions.

ID

Agent Identity

Associate every action with an agent, application, user, business, merchant, store, and workflow.

OK

Human Authorization

Request approval when needed and enforce policy automatically once autonomy has been granted.

$

Financial Capabilities

Give agents scoped authority to transact under user-defined budgets, policies, duration, and approval requirements — not a card, but permission.

%

Programmable Splits

Define what an agent may spend, on what, and for whom — a reusable authority, not a one-time instruction.

ST

Agentic Stores

Expose products, services, pricing, fulfillment rules, and commerce capabilities to compatible agents.

VR

Verifiable Actions

Return structured receipts, audit trails, confirmations, and transaction metadata back to the originating workflow.

Our first primitive

Easy Split

Programmable financial authority for AI agents. Give an agent a reusable, scoped permission to spend on your behalf — define its budget, purpose, duration, merchant rules, and approval thresholds, then let it operate safely inside those boundaries.

An agent doesn't receive a card. It receives authority. A payment credential can be generated downstream, on whichever rail fits, only when it's actually needed.

Explore Easy Split ->
Budget granted $20,000 MXN
Travel Agent Active Split
NYC Trip Purpose · expires Sep 12
<$300 Auto-approved per transaction
Flights + Hotels Allowed categories only

Permissioned autonomy

More agency, without unrestricted access.

Organik supports the path from human-in-the-loop approval to policy-bound delegation across a spectrum of autonomy. The agent asks for an outcome. Organik controls the financial capability.

Suggest

The agent can recommend an action but cannot prepare or execute it. The human remains fully in control of the next step.

agent.canRecommend = true
agent.canPrepare = false
agent.canExecute = false

Agentic commerce in practice

One infrastructure layer. Many real-world workflows.

Financial capability is the beginning. The broader opportunity includes bookings, marketplaces, subscriptions, procurement, services, advertising, and business operations — anywhere an agent needs standing authority instead of a one-time approval.

Restaurant Agent

Order the usual meal, calculate delivery, spend within its Split, place the order, and return merchant confirmation.

Menu capability Auto-approved under limit Merchant confirmation

Service Marketplace

Find availability, compare offers, book the provider, and settle payment across every participant — all inside a pre-authorized budget.

Provider discovery Escrow or capture Marketplace split

Business Workflow

Let a growth agent keep spend running while CAC stays within policy, budget, merchant, and category limits — no re-approval per transaction.

Monthly budget Policy enforcement Audit trail

Developer model

Create authority once. Execute many actions.

Developers should not need to reinvent identity, authorization, budget logic, policy rules, receipts, webhooks, and reconciliation for every agent they create. Define a Split, then let the agent spend inside it.

const split = await organik.splits.create({
  agent: "travel-agent",
  purpose: "nyc-trip",
  budget: { amount: 20000, currency: "MXN" },
  expiresAt: "2026-09-12T23:59:59Z",
  rules: {
    maxTransaction: 8000,
    approvalAbove: 5000,
    categories: ["flights", "hotels"]
  }
});

// Later, and as many times as needed:
await organik.splits.spend(split.id, {
  merchant: "american-airlines",
  amount: 6420,
  currency: "MXN"
});

return {
  status: "completed",
  authorizedBy: "split",
  remainingBudget: 13580
};

North star

When AI creates intent, Organik makes it actionable.

Build the bridge between intelligence and the real world: identity, permissions, financial capabilities, and verification in one trusted execution layer — while the rails you already trust handle settlement.

Explore Easy Split ->